Umbrella Insurance in Arizona

Umbrella Insurance

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Arizona Umbrella Insurance Quotes

At Mutual Point Insurance, we comparison shop umbrella insurance in order to find a company that’ll offer you robust coverage and outstanding rates. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process. That’s why we do it for you! Contact us or request quotes to get started now.

Umbrella Insurance Coverage

Auto Liability

Covers auto liability claims that exceed the limits of your auto policy.

Personal Liability

Covers personal liability claims that exceed the limits of your home, condo, or renters policy.


Covers UM/UIM claims that exceed the limits of your auto policy.

Worldwide Coverage

Covers liability exposures while traveling abroad.

ATV & Toys Liability

Covers liability claims that exceed the limits of your underlying policy.

How Insurance Works

Umbrella insurance - Woman tossing her toddler gently into the air

Basics of Umbrella Insurance

Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.

A liability umbrella policy, for example, will transfer the cost of liability claims to the insurance company. Because umbrella policies are meant to be used in conjunction with other insurance, their coverage doesn’t apply until a claim exceeds a large amount, such as $500,000. That amount needs to be covered by the underlying policy.

There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.

Other Insurance Products

Umbrella Insurance Questions

Is umbrella insurance expensive?

Umbrella policies are relatively low cost since their coverage only applies on large claims. The cost varies based on the number of underlying policies, your driving and loss history, and other factors. A basic policy can often be secured for around $200 per year.

Does umbrella insurance cover rental property?

Yes, an umbrella can cover your liability exposures on rental properties. Make sure your insurance company knows the details of any and all rental properties you own.

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