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RV Insurance

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Arizona RV Insurance Quotes

At Mutual Point Insurance, we comparison shop RV insurance in order to find options that offer outstanding rates and quality coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process. That’s why we do it for you! Contact us or request quotes to get started now.

RV Insurance Coverage

Auto Liability

Covers bodily injury and property damage you cause in an auto accident while driving your RV.

Vacation Liability

Covers guests at your campsite that are injured.

Collision

Covers physical damage your RV sustains in a collision with another vehicle or object.

Comprehensive

Covers physical damage your RV sustains in an accident other than a collision.

Uninsured/Underinsured

Covers bodily injury you sustain in an accident with someone that has too little or no insurance.

Personal Effects

Covers personal property you keep within your RV.

RV Roadside Assistance

Covers towing, fuel delivery, and other roadside services, if your RV becomes disabled near a road.

Full Timer Liability

Covers personal liability with higher limits to replace the coverage you would normally have with homeowners insurance.

How RV Insurance Works

RV Insurance - A couple sitting in folding chairs in front of a travel trailer

Basics of RV Insurance


Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.

Recreational Vehicle insurance, for example, can transfer the cost of bodily injury or property damage you cause with your self-powered rec vehicle to the company (up to the specified limits of coverage). It can also protect you from damage or losses to your RV or personal property.

There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.

Vehicles We Cover

Class A motorhomes

Class B motorhomes

Class C motorhomes

Travel trailers

Fifth wheel trailers

ATVs / UTVs

Pop-up campers

Toy haulers

And more

RV Insurance Questions

Is RV insurance required in Arizona?

If you have a self-powered RV such as a motorhome, you’ll be required to carry liability insurance in order to drive on public roads. If you have a 5th wheel or other trailer, liability coverage is extended to the trailer from the vehicle pulling it. If you have a loan on your recreational vehicle, the lender will likely require you to carry physical damage coverage.

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