RV Insurance
Arizona RV Insurance Quotes
At Mutual Point Insurance, we comparison shop RV insurance in order to find options that offer outstanding rates and quality coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process. That’s why we do it for you! Contact us, request quotes, or stop by our office in Chandler, AZ to get started now.
RV Insurance Coverage
Auto Liability
Covers bodily injury and property damage you cause in an auto accident while driving your RV.
Vacation Liability
Covers guests at your campsite that are injured.
Collision
Covers physical damage your RV sustains in a collision with another vehicle or object.
Comprehensive
Covers physical damage your RV sustains in an accident other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with someone that has too little or no insurance.
Personal Effects
Covers personal property you keep within your RV.
RV Roadside Assistance
Covers towing, fuel delivery, and other roadside services, if your RV becomes disabled near a road.
Full Timer Liability
Covers personal liability with higher limits to replace the coverage you would normally have with homeowners insurance.
How RV Insurance Works
Basics of RV Insurance
Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.
Recreational Vehicle insurance, for example, can transfer the cost of bodily injury or property damage you cause with your self-powered rec vehicle to the company (up to the specified limits of coverage). It can also protect you from damage or losses to your RV or personal property.
There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.
Vehicles We Cover
Class A motorhomes
Class B motorhomes
Class C motorhomes
Travel trailers
Fifth wheel trailers
Pop-up campers
Toy haulers
And more
RV Insurance Questions
If you have a self-powered RV such as a motorhome, you’ll be required to carry liability insurance in order to drive on public roads. If you have a 5th wheel or other trailer, liability coverage is extended to the trailer from the vehicle pulling it. If you have a loan on your recreational vehicle, the lender will likely require you to carry physical damage coverage.