Arizona Renters Insurance Quotes
At Mutual Point Insurance, we comparison shop renters insurance in order to find an insurance company that offers great rates and high quality coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process. That’s why we do it for you! Contact us or request quotes to get started now.
Renters Insurance Coverage
Covers bodily injury and property damage you or a resident family member cause to another.
Covers bodily injury you sustain in an accident with someone that has too little or no insurance.
Covers minor medical expenses incurred by a guest, without regard to fault.
Loss of Use
Covers the cost of alternative living arrangements, if your home is unlivable after a covered incident.
Covers unintentional libel or slander damage you cause to another.
Jewelry / Guns
Covers jewelry, guns, art, and other special types of property that have reduced theft limits on a standard policy.
How Insurance Works
Basics of Renters Insurance
Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.
Renters insurance, for example, transfers the cost of bodily injury or property damage you cause, or losses to your personal property, to the insurance company. This helps protect your family from lawsuits and the high costs that can result from weather, fire, and other causes of loss to your property.
There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.
Other Insurance Products
Renters Insurance Questions
Renters coverage is not required by law but it may be required by your landlord. Make sure to review your rental contract or ask. Even if it’s not required, it’s a good idea to consider a policy, as it is relatively low cost.
The cost depends on a number of factors, including the limits of coverage on your personal property and personal liability, your loss history, where you live, and more. When bundled with auto insurance, basic renters coverage can cost as little as $15 – $20 per month.