Motorcycle Insurance
Arizona Motorcycle Insurance Quotes
At Mutual Point Insurance, we comparison shop motorcycle insurance to find a company that’ll offer you outstanding rates without skimping on coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process, which is why we do it for you! Contact us, request quotes, or stop by our office in Chandler, AZ to get started now.
Motorcycle Insurance Coverage
Auto Liability
Covers bodily injury and property damage you cause in an accident.
Collision
Covers physical damage your motorcycle sustains in a collision with another vehicle or object.
Comprehensive
Covers physical damage your motorcycle sustains in an accident other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with someone that has too little or no insurance.
Medical Expenses
Covers medical expenses you or passengers sustain, without regard to fault.
Trip Interruption
Covers food and lodging expenses if your bike breaks down on a trip away from home.
Custom Parts
Covers the cost to replace custom parts and equipment you’ve added to your bike.
How Motorcycle Insurance Works
Basics of Motorcycle Insurance
Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.
Motorcycle insurance, for example, will transfer the cost of bodily injury or property damage you cause with your bike to the company (up to the specified limits of coverage). This helps protect you from the costly repercussions of a motorcycle accident.
There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.
Bikes We Cover
Motorcycle Insurance Questions
Maybe. If your bike is stolen, comprehensive coverage can pay for a new bike. Comprehensive is an optional coverage, so you’d need to check your policy to see if you’ve elected for the coverage.
Not by default. Medical payments coverage is available to help pay for medical costs you or a passenger incur as a result of an accident. This coverage is optional, so you’d need to check your policy to see if you have coverage.