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Motorcycle Insurance

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Arizona Motorcycle Insurance Quotes

At Mutual Point Insurance, we comparison shop motorcycle insurance to find a company that’ll offer you outstanding rates without skimping on coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process, which is why we do it for you! Contact us or request quotes to get started now.

Motorcycle Insurance Coverage

Auto Liability

Covers bodily injury and property damage you cause in an accident.


Covers physical damage your motorcycle sustains in a collision with another vehicle or object.


Covers physical damage your motorcycle sustains in an accident other than a collision.


Covers bodily injury you sustain in an accident with someone that has too little or no insurance.

Medical Expenses

Covers medical expenses you or passengers sustain, without regard to fault.

Trip Interruption

Covers food and lodging expenses if your bike breaks down on a trip away from home.

Custom Parts

Covers the cost to replace custom parts and equipment you’ve added to your bike.

How Motorcycle Insurance Works

Motorcycle insurance - A motorcycle parked in front of hills.

Basics of Motorcycle Insurance

Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.

Motorcycle insurance, for example, will transfer the cost of bodily injury or property damage you cause with your bike to the company (up to the specified limits of coverage). This helps protect you from the costly repercussions of a motorcycle accident.

There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.

Bikes We Cover

Sport bikes


Dirt bikes




Classic bikes


And more

Motorcycle Insurance Questions

Does motorcycle insurance cover theft?

Maybe. If your bike is stolen, comprehensive coverage can pay for a new bike. Comprehensive is an optional coverage, so you’d need to check your policy to see if you’ve elected for the coverage.

Does a motorcycle policy cover medical expenses in Arizona?

Not by default. Medical payments coverage is available to help pay for medical costs you or a passenger incur as a result of an accident. This coverage is optional, so you’d need to check your policy to see if you have coverage.

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