Boat Insurance
Arizona Boat Insurance Quotes
At Mutual Point Insurance, we comparison shop boat insurance in order to find a company that’ll offer you outstanding rates without skimping on coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process. That’s why we do it for you! Contact us, request quotes, or stop by our office in Chandler, AZ to get started now.
Boat Insurance Coverage
Watercraft Liability
Covers bodily injury and property damage you cause in an accident.
Collision
Covers physical damage your watercraft sustains in a collision with another vehicle or object.
Comprehensive
Covers physical damage your watercraft sustains in an accident other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a boater that has too little or no insurance.
Medical Expenses
Covers medical expenses you or passengers sustain, without regard to fault.
On-water Towing
Covers a tow back to shore if your boat becomes disabled on the water.
Fishing Equipment
Covers fishing equipment that is lost, damaged, or stolen.
How Boat Insurance Works
Basics of Boat Insurance
Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.
Watercraft insurance, for example, will transfer the cost of bodily injury or property damage you cause with your boat to the company (up to the specified limits of coverage). This helps protect you from financial devastation and helps keep the community at large safe from costly accidents.
There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.
Watercraft We Cover
Pontoons
Sailboats
Fishing boats
Deck boats
Yachts
Cabin cruisers
Jet boats
Personal watercraft (PWCs)
And more
Boat Insurance Questions
No. According to the US Coast Guard, liability coverage is not mandated for boaters in the state of Arizona. While not required by law, you may be required by your lender if you have a loan on your boat. It’s always a good idea to explore coverage options. You might be surprised how affordable a policy can be.