ATV / UTV Insurance
ATV / UTV Insurance Quotes
At Mutual Point Insurance, we comparison shop ATV & UTV insurance in order to find a company that offers outstanding rates and great coverage. Most independent guides will tell you the best way to find great insurance is to get quotes from many different insurance companies. That can be a time consuming and energy draining process. That’s why we do it for you! Contact us, request quotes, or stop by our office in Chandler, AZ to get started now.
ATV Insurance Coverage
Liability
Covers bodily injury and property damage you cause in an accident.
Collision
Covers physical damage your vehicle sustains in a collision with another vehicle or object.
Comprehensive
Covers physical damage your vehicle sustains in an accident other than a collision.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with someone that has too little or no insurance.
Medical Payments
Covers medical expenses you or passengers sustain, without regard to fault.
Custom Parts
Covers the cost of aftermarket parts or equipment you’ve added to your ATV/UTV.
How Insurance Works
Basics of ATV / UTV Insurance
Insurance is a contract between you and the insurance company. You pay them an agreed amount, known as the premium, and they agree to pay for certain losses you experience or damages you cause.
ATV & UTV insurance, for example, will transfer the cost of bodily injury or property damage you cause with your vehicle to the company (up to the specified limits of coverage). This helps protect you from the high costs that can accrue following an accident.
There are many coverage options available. We can help explain your options and craft a policy customized to your specifications.
Vehicles We Cover
ATV / UTV Insurance Questions
If you’ve registered your vehicle for highway use, you are required to carry liability insurance.
Maybe. Theft of your ATV or UTV is covered by comprehensive coverage, which is optional. To be sure, you’d need to check your policy to see if you’ve opted for comprehensive.